*{box-sizing:border-box}:root{--w:#fff;--s:#F7FBFD;--s2:#F1F8FB;--l:#DCE9EF;--ink:#142F46;--mu:#5E7383;--b:#2367D1;--bd:#174B9B;--t:#00A6A0;--td:#007D7B;--g:#2EAD74;--grad:linear-gradient(135deg,#2367D1 0%,#00A6A0 52%,#2EAD74 100%)}
html{scroll-behavior:smooth}body{margin:0;background:#fff;color:var(--ink);font:16px/1.6 Inter,system-ui,-apple-system,"Segoe UI",sans-serif}a{color:inherit}
.top{position:sticky;top:0;z-index:10;background:#fff;border-bottom:1px solid var(--l);box-shadow:0 7px 24px rgba(20,47,70,.07)}
.top .in{max-width:1180px;margin:auto;display:flex;align-items:center;gap:18px;padding:12px 22px;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:8px;text-decoration:none;margin-right:auto}.logo .sym{height:38px;width:auto}.logo .word{height:26px;width:auto}
.links{display:flex;gap:16px;flex-wrap:wrap}.links a{text-decoration:none;font-size:14px;font-weight:600;color:var(--ink)}.links a:hover,.links a[aria-current=page]{color:var(--t)}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:12px 22px;border-radius:12px;background:var(--grad);color:#fff!important;font-weight:800;text-decoration:none;border:0;box-shadow:0 10px 26px rgba(35,103,209,.22)}
.btn.sec{background:#fff;color:var(--bd)!important;border:1px solid #BFD3E6;box-shadow:none}
.hero{background:linear-gradient(180deg,var(--s2),#fff);border-bottom:1px solid var(--l)}.hero .in{max-width:1180px;margin:auto;padding:54px 22px 46px}
.crumb{font-size:13px;color:var(--mu);margin-bottom:14px}.crumb a{color:var(--b);text-decoration:none}
.eyebrow{display:inline-block;font-size:12px;letter-spacing:.12em;text-transform:uppercase;font-weight:800;color:var(--td);background:#E6F7F6;border-radius:99px;padding:5px 12px}
h1{font-size:clamp(32px,4.6vw,54px);line-height:1.08;letter-spacing:-.035em;margin:14px 0 16px;max-width:900px}
.lead{font-size:19px;color:var(--mu);max-width:760px;margin:0 0 24px}.actions{display:flex;gap:12px;flex-wrap:wrap}
main .in{max-width:1180px;margin:auto;padding:44px 22px}.cols{display:grid;grid-template-columns:1.6fr 1fr;gap:28px;align-items:start}
.card{background:#fff;border:1px solid var(--l);border-radius:18px;padding:26px;box-shadow:0 8px 26px rgba(20,47,70,.05)}.card p{color:#354F62;margin:0 0 14px}
h2{font-size:22px;margin:0 0 14px}.check{list-style:none;padding:0;margin:0;display:grid;gap:10px}.check li{padding:10px 12px 10px 38px;border-radius:10px;background:var(--s);position:relative;font-weight:600}.check li:before{content:"✓";position:absolute;left:13px;color:var(--g);font-weight:900}
.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:8px}.tile{display:block;text-decoration:none;background:#fff;border:1px solid var(--l);border-radius:14px;padding:18px;font-weight:700;transition:border-color .15s,box-shadow .15s}.tile:hover{border-color:var(--t);box-shadow:0 8px 22px rgba(0,166,160,.12)}.tile small{display:block;color:var(--mu);font-weight:500;margin-top:4px;font-size:13px}
.section{margin-top:34px}.note{font-size:13px;color:var(--mu)}
footer{background:#102F46;color:#E8F4F8;margin-top:30px}footer .in{max-width:1180px;margin:auto;padding:28px 22px;display:flex;gap:16px;justify-content:space-between;flex-wrap:wrap;font-size:14px}footer a{color:#fff;text-decoration:none}
a:focus-visible,button:focus-visible{outline:3px solid var(--t);outline-offset:3px}
@media(max-width:860px){.cols{grid-template-columns:1fr}.grid{grid-template-columns:1fr 1fr}}@media(max-width:560px){.grid{grid-template-columns:1fr}.links{gap:10px}.links a{font-size:13px}.logo .word{height:22px}.hero .in{padding:36px 16px}main .in{padding:30px 16px}.btn{width:100%}}